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Broker brief

Fourm Consulting, Inc.

12925 Perry Highway, Wexford, PA 15090 · EIN 25-1873283

Plan year 2021

Groups

Lives under management

3,446

Direct (A)

$248,049

Additional (C)

$75,420

Over time

Change across plan years

Pick a series. Direct (A) and Additional (C) are never summed.

Series

Groups1

Book movement

Lancaster groups and lives vs 2020

Net change in this broker’s local book. Adds and drops are named employers that appeared or disappeared between plan years.

Δ Groups

No change vs 2020

Δ Lives

−126 · −3.5% vs 2020

Added (0)

None

Dropped (0)

None

Placement peers

Similar placement

Similar Lancaster book size and stop-loss / medical / admin mix. Descriptive only.

No similar-placement peers in this year.

Think differently

Similar book size, different placement mix. Descriptive only — not a recommendation.

Plansource Benefits Administration0% mix match · 5 groups · 3,329 lives

Medical: Cigna Health And Life Insurance Company (50%) vs your broker’s Highmark (33%)

Armstrong, Doyle & Carroll, Inc.0% mix match · 16 groups · 3,627 lives

Medical: Aetna Health, Inc (50%) vs your broker’s Highmark (33%)

First National Insurance Agency0% mix match · 14 groups · 2,962 lives

Medical: Upmc Health Options (40%) vs your broker’s Highmark (33%)

Alpha Benefits Group, Inc0% mix match · 19 groups · 2,847 lives

Medical: Capital Advantage Assurance Company (30%) vs your broker’s Highmark (33%)

Webb Insurance, Inc.0% mix match · 9 groups · 2,583 lives

Medical: Capital Advantage Assurance Company (50%) vs your broker’s Highmark (33%)

Coverage mix this year

Life3

Medical2

Dental2

Vision2

Other1

Stop-loss1

Appears alongside

Jubelirer, Pass & Intrieri, P.C.2

Albanese Sinchar Smith & Co.2

Phoenix Benefits Group, Inc.2

Highmark1

Xpyria Investment Advisors1

Dina L Janetti1

Innovative Software Solutions, Inc.1

Calibre Cpa Group, Pllc1

Upmc Benefit Management1

Delaware Valley Health Care Coalit.1

Relationships

Groups on this book in 2021

Employer	Lives
Community Specialists Corporation	418
Solar Atmospheres, Inc.	339
Teamsters 261 And Employers	2427
Bakery Drivers' Welfare Fund	262

Disruption in this book

Flagged groups

Community Specialists Corporation
Coverage added in the last 2 years · Coverage removed in the last 2 years · Carriers added · Carriers removed · Covered lives moved · Reported premium moved · Broker tenure
Solar Atmospheres, Inc.
Broker tenure · Comp % outside peer band
Teamsters 261 And Employers
Broker tenure
Bakery Drivers' Welfare Fund
Named parties added · Named parties removed · Coverage removed in the last 2 years · Carriers added · Carriers removed · Reported premium moved · Comp % outside peer band

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Employer

Lives

Community Specialists Corporation

418

Solar Atmospheres, Inc.

339

Teamsters 261 And Employers

2427

Bakery Drivers' Welfare Fund

262