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Broker brief

Harding-Yost Insurance Associates

Po Box 220, Denver, PA 17517 · EIN 23-2249739

Plan year 2020

Groups

Lives under management

229

Direct (A)

$1,722

Additional (C)

$40,880

Over time

Change across plan years

Pick a series. Direct (A) and Additional (C) are never summed.

Series

Groups2

Book movement

Lancaster groups and lives

Net change in this broker’s local book. Adds and drops are named employers that appeared or disappeared between plan years.

Δ Groups

No prior year

Δ Lives

No prior year

Added (3)

Edwards Business Machines, Inc. · 168 lives
Heck Construction Company Inc. · 33 lives
Zimmerman Industries, Inc. · 28 lives

Dropped (0)

None

Placement peers

Similar placement

Similar Lancaster book size and stop-loss / medical / admin mix. Descriptive only.

Eta Benefits, Inc.92% mix match · 4 groups · 174 lives

C3 Group, LLC72% mix match · 3 groups · 247 lives

Geisinger Health Plan71% mix match · 3 groups · 204 lives

Lower Schedule C $/life vs this broker

Ccab Insurance & Benefits, Inc.69% mix match · 6 groups · 507 lives

Lower Schedule C $/life vs this broker

Think differently

Similar book size, different placement mix. Descriptive only — not a recommendation.

No similar-sized Lancaster books with a clear carrier/admin difference in this year.

Coverage mix this year

Dental + Vision1

Appears alongside

The Benecon Group, LLC3

Connectcare 33

Capital Blue Cross2

Patriot (Power-Kunkle Group, Inc.)1

Highmark1

Relationships

Groups on this book in 2020

Employer	Lives
Zimmerman Industries, Inc.	28
Edwards Business Machines, Inc.	168
Heck Construction Company Inc.	33

Disruption in this book

Flagged groups

Edwards Business Machines, Inc.
Comp % outside peer band

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