Broker brief

Harding-Yost Insurance Associates

Po Box 220, Denver, PA 17517 · EIN 23-2249739

Over time

Change across plan years

Pick a series. Direct (A) and Additional (C) are never summed.

Book movement

Lancaster groups and lives vs 2021

Net change in this broker’s local book. Adds and drops are named employers that appeared or disappeared between plan years.

Placement peers

Similar placement

Similar Lancaster book size and stop-loss / medical / admin mix. Descriptive only.

Think differently

Similar book size, different placement mix. Descriptive only — not a recommendation.

Disruption in this book

Flagged groups

• Stoltzfus Truck Brokerage Inc.

  Reported premium moved · Broker tenure

• David H Martin Excavating Inc

  Coverage added in the last 2 years · Comp % outside peer band

• Yuasa Battery, Inc.

  Named parties added · Named parties removed · Coverage added in the last 2 years · Coverage removed in the last 2 years · Carriers added · Carriers removed

• Lanco Mechanicals, Inc

  Named parties removed

• Eagle River Homes LLC

  Named parties added · Coverage added in the last 2 years · Coverage removed in the last 2 years · Carriers added · Carriers removed · Covered lives moved

• Edwards Business Machines, Inc.

  Carriers added · Comp % outside peer band

• Two Dudes Painting Company

  Named parties added · Named parties removed · Carriers added · Carriers removed · Covered lives moved · Reported premium moved · Comp % outside peer band

• Barrys Paint Shop, Inc.

  Named parties added · Named parties removed · Carriers added · Reported premium moved

• Zimmerman Industries, Inc.

  Carriers added · Broker tenure

• Heck Construction Company Inc.

  Carriers added · Broker tenure

• Lancaster Archery Supply, Inc.

  Named parties added · Named parties removed · Coverage added in the last 2 years · Coverage removed in the last 2 years · Carriers added · Carriers removed · Covered lives moved