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Broker brief

Horst Insurance

320 Granite Run Drive, Lancaster, PA 17601 · EIN 23-2182039

Plan year 2020

Groups

Lives under management

351

Direct (A)

$83,005

Additional (C)

Over time

Change across plan years

Pick a series. Direct (A) and Additional (C) are never summed.

Series

Groups1

Book movement

Lancaster groups and lives

Net change in this broker’s local book. Adds and drops are named employers that appeared or disappeared between plan years.

Δ Groups

No prior year

Δ Lives

No prior year

Added (3)

Custom Processing Services, Inc. · 168 lives
Goodville Mutual Casualty Company · 133 lives
Herr & Sacco Inc · 50 lives

Dropped (0)

None

Placement peers

Similar placement

Similar Lancaster book size and stop-loss / medical / admin mix. Descriptive only.

Aperture Consulting - Richard Wilbe95% mix match · 2 groups · 447 lives

Lower Schedule A $/life vs this broker

Think differently

Similar book size, different placement mix. Descriptive only — not a recommendation.

Onesource Benefit Solutions0% mix match · 3 groups · 470 lives

Medical: Geisinger Health Plan (50%) vs your broker’s Capital Advantage Assurance Company (67%)

St. Mary'S Insurance Agency, Inc.0% mix match · 3 groups · 518 lives

Medical: Highmark (50%) vs your broker’s Capital Advantage Assurance Company (67%)

Webtpa Employer Services Inc0% mix match · 2 groups · 151 lives

Medical: Aetna Life Insurance Co. (50%) vs your broker’s Capital Advantage Assurance Company (67%)

Manufacturer & Business Association0% mix match · 5 groups · 645 lives

Medical: Highmark, Inc. (50%) vs your broker’s Capital Advantage Assurance Company (67%)

Emerson Rogers LLC0% mix match · 2 groups · 751 lives

Medical: Independence Blue Cross (50%) vs your broker’s Capital Advantage Assurance Company (67%)

Coverage mix this year

Medical2

Stop-loss1

Dental1

Appears alongside

Delta Dental Of Pennsylvania1

Assured Partners (Central Pa)1

United Of Omaha Life Insurance Comp1

Relationships

Groups on this book in 2020

Employer	Lives
Goodville Mutual Casualty Company	133
Herr & Sacco Inc	50
Custom Processing Services, Inc.	168

Disruption in this book

Flagged groups

Herr & Sacco Inc
Comp % outside peer band

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Employer

Lives

Goodville Mutual Casualty Company

133

Herr & Sacco Inc

Custom Processing Services, Inc.

168