Broker brief

Marshall & Sterling Employee Benefi

110 Main St, Poughkeepsie, NY 12601 · EIN 14-0865370

Over time

Change across plan years

Pick a series. Direct (A) and Additional (C) are never summed.

Book movement

Lancaster groups and lives

Net change in this broker’s local book. Adds and drops are named employers that appeared or disappeared between plan years.

Placement peers

Similar placement

Similar Lancaster book size and stop-loss / medical / admin mix. Descriptive only.

No similar-placement peers in this year.

Think differently

Similar book size, different placement mix. Descriptive only — not a recommendation.

No similar-sized Lancaster books with a clear carrier/admin difference in this year.

Disruption in this book

Flagged groups

• International Association Of Heat And Frost Insulators And Allied Work

  Named parties added · Reported premium moved · Comp % outside peer band