Unbiased Insights

Broker brief

Richards, Inc.

Po Box 820, Brattleboro, VT 05302 · EIN 03-0215988

Plan year 2025

Groups

1

Lives under management

373

Direct (A)

$40,588

Additional (C)

$0

Over time

Change across plan years

Pick a series. Direct (A) and Additional (C) are never summed.

Series

00112022202320242025
Groups1

Book movement

Lancaster groups and lives vs 2024

Net change in this broker’s local book. Adds and drops are named employers that appeared or disappeared between plan years.

Δ Groups

No change vs 2024

Δ Lives

−67 · −15.2% vs 2024

Added (0)

None

Dropped (0)

None

Placement peers

Similar placement

Similar Lancaster book size and stop-loss / medical / admin mix. Descriptive only.

No similar-placement peers in this year.

Think differently

Similar book size, different placement mix. Descriptive only — not a recommendation.

No similar-sized Lancaster books with a clear carrier/admin difference in this year.

Coverage mix this year

Dental1
Vision1
Life1

Appears alongside

No other named parties on these groups this year.

Relationships

Groups on this book in 2025

EmployerLives
Definiti LLC373

Disruption in this book

Flagged groups