Unbiased Insights

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Unbiased Insights · Data from Department of Labor Form 5500 filings · About this data

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Employer

Bakery Drivers' Welfare Fund

4240 Steubenville Pike, Pittsburgh, PA 15205 · EIN 25-1004658 · Nov 1, 2022 to Oct 31, 2023

Plan year 2022

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Renewal and disruption

Flags

Named parties removed

− Broker - Michael Miniotas
− None - Phoenix Benefits Group Inc

Coverage added in the last 2 years

+ Stop-loss (2022)

Coverage removed in the last 2 years

− Vision (2021)

Carriers added

+ HM Life Insurance Coverage
+ Highmark Inc

Covered lives moved

309 vs 385 in 2021

Reported premium moved

Medical

Comp % outside peer band

Medical 0.3% · below peers p10–p90 2.4%–39.9% (median 10.7%, n=50)
Dental 0.5% · below peers p10–p90 2.2%–16.6% (median 7.2%, n=124)

Peer band

366 Lancaster groups · 250+ lives

Stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

This company285Peer median652

Relationships

Who else these parties place

Upmc Benefit Management6 other local groups

Broker

American Exploration Holding Company, Henderson Brothers, Inc, Ibew Local 712 Welfare Trust Fund, Pjtc Holdings, Inc. Health And Welfare Plan, Private Industry Council Of Westmoreland Fayette, Inc.

Delaware Valley Health Care Coalit.6 other local groups

Broker

Bd Of Trustees Butler-Zanesville Works Hourly And Salaried Union Retir, Central Pennsylvania Teamsters Health And Welfare Fund, Ibew Local 143 Health & Welfare Fund, Iupat District Council No. 21 Welfare Fund, Laborers Union Local 1174 Health And Welfare Fund

Fourm Consulting, Inc.3 other local groups

Broker

Community Specialists Corporation, Solar Atmospheres, Inc., Teamsters 261 And Employers

Jubelirer Pass & Intrieri Pc3 other local groups

None

Bd Of Trustees Sheet Metal Workers Local No. 12 Welfare Fund, Board Of Trustees Plumbers Welfare Fund, Teamsters 261 And Employers

Albanese Sinchar Smith & Co2 other local groups

None

Employment Partners Benefits Fund Board Of Trustees, Teamsters 261 And Employers