Unbiased Insights

Employer

Carel Usa

385 South Oak Street, Manheim, PA 17545 · EIN 23-2786822 · Dec 1, 2024 to Nov 30, 2025

Plan year 2024

View

Renewal and disruption

Flags

Named parties removed

  • Broker - Benefit Advisors Network LLC

Coverage removed in the last 2 years

  • Other (2023)

Carriers added

  • + Aetna Life Insurance Company

Carriers removed

  • Capital Advantage Assurance Company
  • Aetna Life Insurance Co.

Reported premium moved

  • Medical
  • Dental
  • Vision
  • Life

Comp % outside peer band

  • Medical 0.3% · below peers p10–p90 1.1%–14.6% (median 3.7%, n=609)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k20202021202220232024
This company270Peer median622