Unbiased Insights

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Unbiased Insights · Data from Department of Labor Form 5500 filings · About this data

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Employer

Carload Express, Inc.

519 Cedar Way, Bldg 1, Suite 100, Oakmont, PA 15139 · EIN 02-0460024 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

View

Renewal and disruption

Flags

Named parties added

+ Broker - Henderson Brothers Inc.
+ Broker - Assurex Global Corporation - Exchan

Named parties removed

− Patient Advocate - Connectcare 3

Coverage added in the last 2 years

+ Dental (2025)
+ Vision (2025)
+ Life (2025)
+ EAP (2025)
+ Other (2025)

Carriers added

+ The Lincoln National Life Insurance Company
+ Eyemed
+ eap:Workpartners

Carriers removed

− Everest Reinsurance Company

Covered lives moved

243 vs 92 in 2024

Comp % outside peer band

Dental 0.6% · below peers p10–p90 4.9%–16.3% (median 10.0%, n=45)
Vision 1.7% · below peers p10–p90 4.0%–16.3% (median 6.1%, n=50)
Life 2.2% · below peers p10–p90 8.8%–23.8% (median 14.2%, n=69)
Other 1.3% · below peers p10–p90 7.1%–22.8% (median 15.3%, n=47)

Peer band

121 Lancaster groups · 100-249 lives

Stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

This company243Peer median153

Relationships

Who else these parties place

The Benecon Group, LLC388 other local groups

Broker

A.D. Moyer Lumber, Inc., A.H. Moyer, Inc., A.P. Williams, Inc., Abeloff Auto Group, Inc., Aberdeen Road Company

Highmark West112 other local groups

Admin

Allentown Mack Sales & Services, Andesa Services, Ansys, Inc., Arrow Auto Glass Operating Company LLC, Assist Services LLC

Henderson Brothers Inc.41 other local groups

Broker

Alleghenies Unlimited Care Providers, Inc., Black Box Services LLC, Calgon Carbon Corporation, Carlow University, Concurrent Technologies Corporation