Unbiased Insights

Employer

Carlow University

3333 5th Avenue, Pittsburgh, PA 15213 · EIN 25-0965438 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

View

Renewal and disruption

Flags

Coverage added in the last 2 years

  • + Employee Assistance Program (2025)
  • + Accident, Critical Illness, Hospital (2025)

Coverage removed in the last 2 years

  • Accident, Critical Illness, Hospital Confinement (2025)

Carriers added

  • + Upmc Benefit Management Services
  • + employee assistance program:The Lincoln National Life Insurance Company
  • + accident, critical illness, hospital:Reliastar Life Insurance Company

Carriers removed

  • Upmc Health Benefits
  • accident, critical illness, hospital confinement:Reliastar Life Insurance Company

Reported premium moved

  • Other

Broker tenure

  • With Henderson Brothers Inc., The Worksite Group, LLC, T2b Solutions, Inc. since 2022 · 4 plan years in this dataset

Comp % outside peer band

  • Other 4.7% · below peers p10–p90 5.0%–22.3% (median 10.1%, n=52)

Peer band

119 Lancaster groups · 250+ lives

Stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k202020212022202320242025
This company577Peer median622