Unbiased Insights

Employer

Chemstream, Inc.

511 Railroad Avenue, Homer City, PA 15748 · EIN 23-2909677 · Dec 1, 2024 to Nov 30, 2025

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Ima Insurance Svcs
  • + Broker - Seubert & Associates Inc.

Coverage added in the last 2 years

  • + Dental (2024)
  • + Vision (2024)
  • + Other (2024)

Carriers added

  • + Highmark, Inc.

Carriers removed

  • Upmc Health Benefits

Covered lives moved

  • 650 vs 327 in 2023

Reported premium moved

  • Dental + Vision

Comp % outside peer band

  • Dental + Vision 98.9% · above peers p10–p90 3.9%–19.7% (median 10.1%, n=155)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k20212022202320242025
This company658Peer median644.5