Unbiased Insights

Employer

Citizens & Northern Bank

90 Main Street, Po Box 58, Wellsboro, PA 16901 · EIN 24-0756925 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Justin P Abraham
  • + Broker - Angela Umosella
  • + Broker - Martin E Bystorm
  • + Broker - Deborah B Smith

Named parties removed

  • Broker - Justin P Abrahal
  • Broker - Billy M Crain
  • Broker - Angela Massarelli
  • Broker - Acrisure, LLC DBA Ashton Benefits
  • Broker - Brian Patten
  • Broker - Joy Grube Padgelek

Comp % outside peer band

  • Dental 21.9% · above peers p10–p90 2.0%–14.9% (median 6.1%, n=447)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k202020212022202320242025
This company478Peer median647

Relationships

Who else these parties place

No named parties on this filing.