Unbiased Insights

Analytics Method

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Unbiased Insights · Data from Department of Labor Form 5500 filings · About this data

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Employer

Cnb Bank

Po Box 42, Clearfield, PA 16830 · EIN 25-0422340 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

View

Renewal and disruption

Flags

Named parties removed

− Broker - National Benefit Center

Coverage added in the last 2 years

+ Flexible Spending Account (2024)
+ Hospital Indemnity (2024)

Covered lives moved

950 vs 734 in 2024

Reported premium moved

Business Travel Accident
Flexible Spending Account

Comp % outside peer band

Stop-loss 10.0% · above peers p10–p90 2.8%–10.0% (median 5.4%, n=51)
Hospital Indemnity 15.0% · below peers p10–p90 15.0%–36.4% (median 20.3%, n=9)
Accident 15.0% · below peers p10–p90 15.3%–29.2% (median 19.0%, n=14)

Peer band

119 Lancaster groups · 250+ lives

Stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

This company950Peer median620

Relationships

Who else these parties place

Reschini Agency., Inc.6 other local groups

Broker

Chatham University, Paris Cleaners, Inc, Titusville Area Hospital, Valley Medical Facilities, Inc., Wayne Memorial Community Health Centers

C H Reams & Associates, Inc5 other local groups

Broker

First Citizens Community Bank, Harborcreek Youth Services, Larson Texts, Inc., Mcaneny Brothers, Inc., Perseus House, Inc.