Unbiased Insights

Employer

Confluence Technologies, Inc.

Nova Tower One, Pittsburgh, PA 15212 · EIN 25-1670680 · Jan 1, 2023 to Dec 31, 2023

Plan year 2023

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Renewal and disruption

Flags

Named parties removed

  • Broker - Usi Insurance Services (Ri)
  • Broker - Usi Insurance Svcs. LLC-Midatlantic

Coverage added in the last 2 years

  • + Other (2022)

Coverage removed in the last 2 years

  • Dental (2023)

Carriers removed

  • Metropolitan Life Insurance Company

Covered lives moved

  • 565 vs 361 in 2022

Reported premium moved

  • Medical
  • Life
  • Other

Comp % outside peer band

  • Medical 0.0% · below peers p10–p90 1.0%–14.7% (median 3.7%, n=639)

Peer band

1507 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k202020212022202320242025
This company321Peer median642