Unbiased Insights

Employer

Dr Gertrude A Barber National Institute

100 Barber Place, Erie, PA 16507 · EIN 23-7447611 · Jan 1, 2023 to Dec 31, 2023

Plan year 2023

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Renewal and disruption

Flags

Named parties removed

  • Insurance Carrier - Highmark Inc
  • Insurance Carrier - Upmc Health Plan

Coverage removed in the last 2 years

  • Medical (2023)

Carriers added

  • + HM Life Insurance Company
  • + Metlife Investors Insurance Company
  • + Hartford Life Insurance Company

Carriers removed

  • Highmark Life Insurance Co
  • Highmark Inc
  • Upmc Health Plan
  • Hartford Life Insurance Co

Reported premium moved

  • Life

Broker tenure

  • With C H Reams & Associates, Inc since 2020 · 3 plan years in this dataset

Comp % outside peer band

  • Dental 1.2% · below peers p10–p90 1.8%–15.5% (median 8.1%, n=130)
  • Vision 2.0% · below peers p10–p90 2.6%–11.2% (median 5.1%, n=142)

Peer band

360 Lancaster groups · 250+ lives

Stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

06671.3k2.0k20202021202320242025
This company1,353Peer median728.5