Unbiased Insights

Employer

Elm Terrace Gardens

660 N Broad St, Lansdale, PA 19446 · EIN 23-2132688 · Aug 1, 2021 to Jul 31, 2022

Plan year 2021

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Renewal and disruption

Flags

Named parties added

  • + Broker - Edward F. Mrowka Jr & Other Agents
  • + Broker - Matthew T.O. Hanlon
  • + Broker - Andrew J. Junkikiewicz Jr
  • + Broker - Launchpad Benefits Solutions LLC

Named parties removed

  • Broker - Svetlana Zeitlin And Other Agents
  • Broker - Andrew J. Junikiewicz Jr.
  • Broker - Matthew T. Ohanlon
  • Broker - Edward F. Mrowka Jr.

Carriers added

  • + United Concordia Dental
  • + Metropolitan Life Insurance Company

Carriers removed

  • Delta Dental
  • The Lincoln National Life Insurance Company

Covered lives moved

  • 119 vs 103 in 2020

Reported premium moved

  • Medical
  • Dental

Comp % outside peer band

  • Dental 21.0% · above peers p10–p90 4.3%–16.4% (median 9.3%, n=323)

Peer band

840 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

0671332002020202120222024
This company140Peer median181