Unbiased Insights

Employer

Elm Terrace Gardens

660 N Broad St, Lansdale, PA 19446 · EIN 23-2132688 · Aug 1, 2022 to Jul 31, 2023

Plan year 2022

View

Renewal and disruption

Flags

Named parties added

  • + Broker - Byswr Insurance Svcs., Inc.
  • + Broker - Svetlana Zeitlin & Various Agents
  • + Broker - Andrew J. Junikiewicz Jr
  • + Broker - Joseph B. Mcginty Jr

Named parties removed

  • Broker - Byswr Insurance Services Inc
  • Broker - Edward F. Mrowka Jr & Other Agents
  • Broker - Matthew T.O. Hanlon
  • Broker - Andrew J. Junkikiewicz Jr
  • Broker - Emerson Reid And Company, Inc.

Carriers added

  • + Aetna Life Insurance Company

Carriers removed

  • Independence Blue Cross
  • United Concordia Dental

Reported premium moved

  • Dental

Comp % outside peer band

  • Medical 1.0% · below peers p10–p90 1.9%–8.0% (median 3.8%, n=399)
  • Dental 29.4% · above peers p10–p90 4.9%–14.8% (median 9.7%, n=312)

Peer band

823 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

0671332002020202120222024
This company140Peer median176