Unbiased Insights

Employer

Emergency Care Research Institute

3959 Welsh Road #364, Willow Grove, PA 19090 · EIN 23-1662091 · Mar 1, 2024 to Feb 28, 2025

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Custom Benefit Programs Inc

Coverage added in the last 2 years

  • + Medical (2024)
  • + Dental (2024)
  • + Vision (2024)
  • + Critical Illness (2024)

Coverage removed in the last 2 years

  • Dental + Vision (2024)
  • Life (2024)
  • Employee Assistance Program (2024)

Carriers added

  • + Metropolitan Life Insurance Company
  • + Aetna Life Insurance Co.
  • + critical illness:Metropolitan Life Insurance Company

Carriers removed

  • Aetna Life Insurance Co.
  • Prudential Insurance Company Of America
  • employee assistance program:Carebridge Corporation

Comp % outside peer band

  • Medical 0.9% · below peers p10–p90 1.1%–14.6% (median 3.7%, n=609)
  • Critical Illness 0.9% · below peers p10–p90 13.0%–30.5% (median 21.9%, n=90)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k20202021202220232024
This company854Peer median621.5