Unbiased Insights

Employer

Ems Holdco, Inc.

2333 Reach Road, Williamsport, PA 17701 · EIN 85-1499870 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

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Renewal and disruption

Flags

Named parties added

  • + Broker - Usi Insurance Services (Ri)

Named parties removed

  • Broker - Mercer H And B Administration LLC

Coverage removed in the last 2 years

  • Accident, Critical Illness, Hospital Indemnity (2024)

Reported premium moved

  • Vision

Comp % outside peer band

  • Vision 21.6% · above peers p10–p90 2.2%–14.6% (median 5.0%, n=247)

Peer band

641 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

06671.3k2.0k20212022202320242025
This company1,705Peer median641