Unbiased Insights

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Unbiased Insights · Data from Department of Labor Form 5500 filings · About this data

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Employer

Eresearch Technology, Inc.

1818 Market Street, Philadelphia, PA 19103 · EIN 22-3264604 · Jan 1, 2023 to Dec 31, 2023

Plan year 2023

View

Renewal and disruption

Flags

Named parties added

+ Broker - Nfp Insurance Services, Inc.
+ Broker - Alliant Insurance Services, Inc.

Named parties removed

− Broker - Independence Administrators (Ia)

Coverage added in the last 2 years

+ Legal (2023)
+ Business Travel Accident (2023)
+ Accident,Critical Illness,Hospital (2023)

Coverage removed in the last 2 years

− Accidental Death And Dismemberment (2022)
− Other (2022)

Carriers added

+ Kaiser Foundation Health Plan, Inc.
+ Delta Dental Of Pennsylvania
+ legal:Legal Ease
+ business travel accident:Four Ever Life Insurance Company
+ accident,critical illness,hospital:Cigna Health And Life Insurance Company

Carriers removed

− Delta Dental Of Pennsylvania
− Kaiser Foundation Health Plan Inc
− Hawaii Medical Service Association
− Four Ever Life Ins. Company

Covered lives moved

2090 vs 3676 in 2022

Reported premium moved

Medical

Comp % outside peer band

Legal 30.0% · above peers p10–p90 7.5%–17.0% (median 10.7%, n=82)
Accident,Critical Illness,Hospital 64.4% · above peers p10–p90 16.2%–63.5% (median 20.8%, n=6)

Peer band

1507 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

This company1,718Peer median638

Relationships

Who else these parties place

Alliant Insurance Services, Inc.63 other local groups

Broker

Ambassador Home Improvements, Inc., Ascend Ministries, Ascendance Trucks North America, LLC, Ascensus, LLC, Barnes-Kasson County Hospital