Employer
Foundation For Individual Rights And Expression
510 Walnut Street, Suite 900, Philadelphia, PA 19106 · EIN 04-3467254 · Jan 1, 2025 to Dec 31, 2025
Plan year 2025
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Renewal and disruption
Flags
Named parties added
- + Broker - Kistler Tiffany Benefits Co
Named parties removed
- − Broker - Onedigital (Philadelphia)
- − Broker - Digital Isnurance LLC
- − Broker - Center Benefits Research LLC
Coverage added in the last 2 years
- + Medical (2024)
- + Other (2025)
Carriers added
- + Guardian
- + Independence Blue Cross
- + Unum Insurance Company
Carriers removed
- − The Guardian Life Insurance Company Of America
Covered lives moved
- 123 vs 212 in 2024
Reported premium moved
- Dental + Vision
Comp % outside peer band
- Other 1.4% · below peers p10–p90 8.5%–23.7% (median 15.4%, n=83)
Peer band
318 Lancaster groups · 100-249 lives
No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.
Series
This company123Peer median169
Relationships