Employer

Fulton Financial Corporation

Po Box 4887, One Penn Square, Lancaster, PA 17604 · EIN 23-2195389 · Jan 1, 2021 to Dec 31, 2021

Plan year 2021

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Renewal and disruption

Flags

Named parties added

+ Broker - National Benefit Center
+ Broker - Ao Benefit Advisors, LLC

Named parties removed

− Broker - Gcg Financial, LLC
− Wellness - Health Fitness Corporation

Coverage added in the last 2 years

+ Vol. Life, Vol. Spouse Life, Vol. Child Life (2021)

Coverage removed in the last 2 years

− Voluntary Life, Voluntary Spouse Life, Voluntary Child Life (2021)

Carriers added

+ vol. life, vol. spouse life, vol. child life:The Lincoln National Life Insurance Company

Carriers removed

− voluntary life, voluntary spouse life, voluntary child life:The Lincoln National Life Insurance Company

Reported premium moved

AD&D

Comp % outside peer band

Critical Illness 35.5% · above peers p10–p90 11.9%–34.0% (median 18.6%, n=59)
Accident 36.3% · above peers p10–p90 13.1%–35.3% (median 20.0%, n=45)

Peer band

1519 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

This company3,861Peer median635

Relationships

Who else these parties place

Highmark300 other local groups

Fsa Admin

A.S.K. Foods, Inc., Aaa Central Penn, Aberdeen Road Company, Acco Material Handling Solutions, Inc., Adhesives Research, Inc.

Ap Benefit Advisors, LLC93 other local groups

Cobra/Fsa Admin

Accuweather, Inc., Allan Myers, Inc., Anna Elizabeth Hospitalities, Inc., Anro, Inc., Ansys, Inc.

United Concordia44 other local groups

Den Admin

Aberdeen Road Company, Adelphoi Usa, Inc., Armstrong World Industries, Inc., Bd Of Tees Of Steamfitters Lu 420 Welfare Plan, Bd Of Trustees Sheet Metal Workers Local No. 12 Welfare Fund

Express Scripts, Inc.20 other local groups

Rx Admin

American Society For Testing & Materials, Board Of Trustees Of Plumbers Lu 690 Health Plan, Board Of Trustees Of Southern Painters Welfare Fund, Committee Members Of The Usw Retirees Of The, Duquesne Light Company

Conrad M Siegel, Inc.12 other local groups

Actuarial Services

Afscme Health And Welfare Fund, Building Trades Health And Welfare Fund, Central Penn College, Conrad Siegel, Laborers Local Union No. 158 Health And Welfare Fund

Carebridge Corporation3 other local groups

Eap

Allan Myers, Inc., Amerihealth Caritas Services, LLC, Herr Foods, Inc.

Bdo Usa, LLC0 other local groups

Auditor/Accountant

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