Unbiased Insights

Employer

Gobrands, Inc.

537 N 3rd St, Philadelphia, PA 19123 · EIN 47-4409123 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Custom Benefit Programs Inc
  • + Broker - Custom Bnft Programs Inc

Named parties removed

  • Broker - Emerson Rogers LLC
  • Broker - Capital Management Enterprises Inc
  • Broker - Aon Hewitt - Radnor, Pa

Coverage added in the last 2 years

  • + Other (2024)

Coverage removed in the last 2 years

  • Medical (2024)

Carriers added

  • + Delta Dental Of Pennsylvania
  • + American Heritage Life Insurance Company
  • + Reliastar Life Insurance Company
  • + Aetna Life Insurance Co.

Carriers removed

  • Independence Blue Cross
  • Starmount Life Insurance Company
  • Unum Life Insurance Company Of America

Reported premium moved

  • Life

Comp % outside peer band

  • Other 54.5% · above peers p10–p90 1.5%–22.4% (median 10.0%, n=419)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03.3k6.7k10k202020212022202320242025
This company3,146Peer median644.5