Unbiased Insights

Employer

Goddard Systems, LLC

1016 W. 9th Avenue, King Of Prussia, PA 19406 · EIN 26-0004941 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

View

Renewal and disruption

Flags

Coverage added in the last 2 years

  • + Dental (2023)
  • + Hospital (2023)
  • + Critical Illness (2023)
  • + Accident (2023)

Carriers added

  • + hospital:Unum Insurance Company
  • + critical illness:Unum Insurance Company
  • + accident:Unum Insurance Company

Carriers removed

  • − hospital:Unum Life Insurance Company Of America
  • − critical illness:Unum Life Insurance Company Of America
  • − accident:Unum Life Insurance Company Of America

Reported premium moved

  • Accident
  • Critical Illness
  • Hospital

Broker tenure

  • With Marsh & Mclennan Agency, LLC East since 2022 · 3 plan years in this dataset

Comp % outside peer band

  • Vision 2.5% · below peers p10–p90 3.2%–14.6% (median 6.8%, n=264)
  • Life 4.2% · below peers p10–p90 8.5%–22.9% (median 15.0%, n=465)

Peer band

756 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

0167333500202020212022202320242025
This company208Peer median171