Unbiased Insights

Employer

Illuminations Inc

1157 Phoenixville Pike, Suite 105, West Chester, PA 19380 · EIN 23-2519749 · Aug 1, 2024 to Jul 31, 2025

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Kistler Tiffan Benefits Gen Agency
  • + Broker - One Digital Premier Services LLC

Named parties removed

  • Broker - One Digital Premier Services

Coverage added in the last 2 years

  • + Other (2024)

Carriers added

  • + Metropolitan Life Insurance Company
  • + Independence Blue Cross

Carriers removed

  • Starmount Life Insurance Company

Covered lives moved

  • 235 vs 201 in 2023

Reported premium moved

  • Medical
  • Dental + Vision

Comp % outside peer band

  • Other 0.1% · below peers p10–p90 3.5%–23.6% (median 14.7%, n=186)

Peer band

756 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

016733350020232024
This company235Peer median167.5