Unbiased Insights

Employer

Inspiritec, Inc.

340 North 12th Street, Philadelphia, PA 19107 · EIN 23-3032718 · Aug 1, 2024 to Jul 31, 2025

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Cbiz - Dublin, Oh
  • + Broker - Mcclellan, David J
  • + Broker - Mcclellan, David
  • + Broker - Cbiz Benefts & Insurance Serv

Coverage added in the last 2 years

  • + Other (2024)
  • + Grp Accident (2024)
  • + Attained Age Critical Illness (2024)
  • + Hospital Ee Paid (2024)

Carriers added

  • + Highmark Inc.
  • + United Concordia Insurance Company
  • + Eyemed Vision Care
  • + Unum Life Insurance Company Of America
  • + Provident Life And Accident Insurance Company
  • + grp accident:Unum Insurance Company
  • + attained age critical illness:Unum Insurance Company
  • + hospital ee paid:Unum Insurance Company

Carriers removed

  • United Healthcare

Reported premium moved

  • Life

Comp % outside peer band

  • Life 21.8% · above peers p10–p90 2.4%–20.5% (median 11.2%, n=1032)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

06671.3k2.0k20202021202220232024
This company1,087Peer median621.5