Unbiased Insights

Employer

Keystone Agency Partners LLC

1215 Manor Drive, Mechanicsburg, PA 17055 · EIN 84-2940208 · Jan 1, 2023 to Dec 31, 2023

Plan year 2023

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Renewal and disruption

Flags

Named parties removed

  • Broker - Keystone Insurers Group Inc
  • Broker - Emerson Reid Pa De
  • Broker - Keystone Ins & Benefits Group LLC
  • Broker - Mcb Solutions

Coverage added in the last 2 years

  • + Other (2023)
  • + Accident (2023)
  • + Critical Illness (2023)
  • + Hospital Indemnity (2023)

Coverage removed in the last 2 years

  • Critical Illness, Accident, Hospital Indemnity (2023)

Carriers added

  • + Unum Life Insurance Company Of America
  • + accident:Unum Insurance Company
  • + critical illness:Unum Insurance Company
  • + hospital indemnity:Unum Insurance Company

Carriers removed

  • Metropolitan Life Insurance Company
  • critical illness, accident, hospital indemnity:Metropolitan Life Insurance Company

Reported premium moved

  • Medical
  • Life

Comp % outside peer band

  • Life 2.5% · below peers p10–p90 2.5%–20.3% (median 10.5%, n=1019)

Peer band

1507 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

01.7k3.3k5.0k2021202220232024
This company2,332Peer median622