Unbiased Insights

Employer

Keystone Agency Partners LLC

1215 Manor Drive, Mechanicsburg, PA 17055 · EIN 84-2940208 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Coverage added in the last 2 years

  • + AD&D (2024)
  • + Accident (2023)
  • + Critical Illness (2023)
  • + Hospital Indemnity (2023)
  • + Other (2023)

Coverage removed in the last 2 years

  • Critical Illness, Accident, Hospital Indemnity (2023)

Carriers added

  • + Unum Life Insurance Company Of America

Covered lives moved

  • 2332 vs 1969 in 2023

Reported premium moved

  • Medical
  • Life
  • Other

Comp % outside peer band

  • Life 0.7% · below peers p10–p90 2.4%–20.6% (median 11.2%, n=1032)
  • AD&D 0.7% · below peers p10–p90 6.7%–25.0% (median 15.1%, n=77)
  • Critical Illness 10.8% · below peers p10–p90 13.0%–30.5% (median 21.9%, n=90)
  • Other 0.6% · below peers p10–p90 1.6%–22.4% (median 10.0%, n=419)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

01.7k3.3k5.0k2021202220232024
This company2,332Peer median621.5