Unbiased Insights

Employer

Keystone Holdings, Pc

110 Pine Grove Commons, York, PA 17403 · EIN 46-3070619 · Jan 1, 2022 to Dec 31, 2022

Plan year 2022

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Renewal and disruption

Flags

Named parties removed

  • Broker - Pci Insurance Agency

Coverage removed in the last 2 years

  • Long Term Care (2022)

Carriers removed

  • long term care:Unum Life Insurance Company Of America

Covered lives moved

  • 144 vs 449 in 2021

Reported premium moved

  • Medical
  • Dental
  • Vision

Comp % outside peer band

  • Medical 1.6% · below peers p10–p90 1.9%–8.0% (median 3.8%, n=399)
  • Dental 0.2% · below peers p10–p90 4.9%–15.0% (median 9.7%, n=312)

Peer band

823 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

016733350020212022
This company144Peer median167

Relationships

Who else these parties place