Unbiased Insights

Employer

Keystone Nfp Acquisitions LLC

3911 Hartzdale Drive, Camp Hill, PA 17011 · EIN 81-1637594 · Jul 1, 2024 to Jun 30, 2025

Plan year 2024

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Renewal and disruption

Flags

Named parties removed

  • Broker - Lockton Companies, LLC
  • Broker - J Smith Lanier & Co

Coverage added in the last 2 years

  • + Accident, Critical Illness, Hospital (2024)

Coverage removed in the last 2 years

  • AD&D (2024)
  • Other (2024)

Carriers added

  • + Aetna Life Insurance Co
  • + Metropolitan Life Insurance Company
  • + accident, critical illness, hospital:Aetna Life Insurance Co

Carriers removed

  • Cigna Health And Life Insurance Company
  • Life Insurance Company Of North America
  • critical illness:Cigna Health And Life Insurance Company
  • accidental injury:Cigna Health And Life Insurance Company
  • hospital care:Cigna Health And Life Insurance Company

Covered lives moved

  • 1239 vs 947 in 2023

Reported premium moved

  • Life

Comp % outside peer band

  • Medical 1.1% · below peers p10–p90 1.1%–14.6% (median 3.7%, n=609)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

06671.3k2.0k20202021202220232024
This company1,239Peer median621.5