Unbiased Insights

Employer

Kps Life LLC

10 Valley Stream Parkway, Malvern, PA 19355 · EIN 46-4196132 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties removed

  • Broker - Emerson, Reid LLC
  • Broker - Osprey Health LLC

Coverage removed in the last 2 years

  • Dental + Vision (2024)

Carriers added

  • + Principal Life Insurance Company

Carriers removed

  • Metropolitan Life Insurance Company

Covered lives moved

  • 154 vs 209 in 2023

Reported premium moved

  • Medical

Comp % outside peer band

  • Medical 1.6% · below peers p10–p90 2.2%–9.7% (median 4.1%, n=379)

Peer band

756 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

01673335002022202320242025
This company209Peer median171