Unbiased Insights

Employer

Kratzenberg & Associates Inc.

546 Wendel Road, Irwin, PA 15642 · EIN 25-1780727 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Smc Insurance Agency
  • + Broker - Alera Group Inc DBA Arms
  • + Broker - Keystone Ins & Benefits Group LLC

Coverage removed in the last 2 years

  • Dental (2023)

Carriers added

  • + Principal Life Insurance Company

Reported premium moved

  • Medical
  • Dental + Vision

Comp % outside peer band

  • Dental + Vision 3.0% · below peers p10–p90 7.3%–19.9% (median 11.6%, n=144)

Peer band

756 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

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This company192Peer median171