Unbiased Insights

Employer

Kratzenberg & Associates Inc.

546 Wendel Road, Irwin, PA 15642 · EIN 25-1780727 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

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Renewal and disruption

Flags

Named parties added

  • + Broker - Keystone Insurers Group Inc

Named parties removed

  • Broker - Smc Insurance Agency
  • Broker - Alera Group Inc DBA Arms

Coverage added in the last 2 years

  • + Other (2024)

Comp % outside peer band

  • Dental + Vision 3.0% · below peers p10–p90 7.1%–21.0% (median 12.8%, n=64)

Peer band

318 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

067133200202020212022202320242025
This company192Peer median169