Unbiased Insights

Employer

Northwest Bank

P.O. Box 128, Warren, PA 16365 · EIN 23-2790930 · Jan 1, 2022 to Dec 31, 2022

Plan year 2022

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Renewal and disruption

Flags

Named parties added

  • + Broker - Emerson Reid And Company, Inc.

Named parties removed

  • Broker - The Bert Company
  • Broker - Northwest Insurance Services

Coverage added in the last 2 years

  • + Dental (2021)
  • + Business Travel Accident (2022)

Coverage removed in the last 2 years

  • Stop-loss (2021)
  • AD&D (2021)
  • Other (2021)

Carriers added

  • + business travel accident:Zurich American Insurance Company

Carriers removed

  • accidental death and dismemberment:Gerber Life Insurance Company

Covered lives moved

  • 2387 vs 3147 in 2021

Reported premium moved

  • Life

Peer band

1502 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

01.7k3.3k5.0k20202021202220232024
This company2,101Peer median629