Unbiased Insights

Employer

Orthopedic And Sports Physical Therapy Associates, Inc.

625 Lincoln Ave, North Charleroi, PA 15022 · EIN 25-1570641 · Sep 1, 2021 to Jun 30, 2022

Plan year 2021

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Renewal and disruption

Flags

Named parties added

  • + Broker - Boon Chapman Benefit Administrator
  • + Broker - Gis Benefits, Inc

Coverage added in the last 2 years

  • + Voluntary Accident (2021)
  • + Voluntary Critical Illness (2021)

Carriers added

  • + Metropolitan Life Insurance Company
  • + Reliance Standard Life Insurance Company
  • + voluntary accident:Reliance Standard Life Insurance Company
  • + voluntary critical illness:Reliance Standard Life Insurance Company

Carriers removed

  • United Concordia Life And Health Insurance Company
  • The Lincoln National Life Insurance Company

Reported premium moved

  • Dental
  • Life
  • Other

Comp % outside peer band

  • Dental 21.8% · above peers p10–p90 4.3%–16.4% (median 9.3%, n=323)
  • Other 25.0% · above peers p10–p90 7.1%–20.4% (median 13.5%, n=219)

Peer band

840 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

016733350020202021202220232024
This company225Peer median181