Unbiased Insights

Employer

Pa Nj Credit Union Association

4309 North Front Street, Harrisburg, PA 17110 · EIN 84-2346572 · Apr 1, 2021 to Dec 31, 2021

Plan year 2021

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Renewal and disruption

Flags

Named parties added

  • + Broker - Centro Benefits Research LLC
  • + Broker - North American Benefits Comapny

Named parties removed

  • Broker - Gis Benefits Inc

Coverage removed in the last 2 years

  • Dental + Vision (2021)

Carriers removed

  • Metropolitan Life Insurance Company

Covered lives moved

  • 1429 vs 2485 in 2020

Reported premium moved

  • Dental
  • Vision

Comp % outside peer band

  • Dental 21.8% · above peers p10–p90 1.9%–13.0% (median 6.2%, n=504)

Peer band

1519 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

01.7k3.3k5.0k202020212022202320242025
This company1,406Peer median656