Unbiased Insights

Employer

Pa Thoroughbred Horsemen'S Association, Inc

Po Box 300, Bensalem, PA 19020 · EIN 23-2694644 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

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Renewal and disruption

Flags

Named parties removed

  • Broker - Lockton Companies, LLC

Carriers added

  • + Independence Blue Cross

Reported premium moved

  • Medical
  • Vision

Comp % outside peer band

  • Vision 0.4% · below peers p10–p90 3.9%–13.9% (median 6.1%, n=107)

Peer band

318 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

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This company245Peer median169