Unbiased Insights

Employer

Palram Americas, Inc.

9735 Commerce Circle, Kutztown, PA 19530 · EIN 87-0513572 · Jan 1, 2023 to Dec 31, 2023

Plan year 2023

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Renewal and disruption

Flags

Named parties added

  • + Broker - Mcgriff Insurance Serices, LLC

Named parties removed

  • Broker - Consolidated Benefits Inc.

Coverage added in the last 2 years

  • + Other (2022)
  • + Employee Assistance Program (2022)

Carriers removed

  • Hartford Life And Accident

Covered lives moved

  • 198 vs 321 in 2022

Reported premium moved

  • Life
  • Employee Assistance Program
  • Other

Comp % outside peer band

  • Medical 15.0% · above peers p10–p90 2.0%–9.9% (median 3.8%, n=390)
  • Life 27.4% · above peers p10–p90 9.0%–22.1% (median 15.0%, n=508)

Peer band

790 Lancaster groups · 100-249 lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

0167333500202020212022202320242025
This company190Peer median172