Unbiased Insights

Employer

R.A.F. Industries, Inc.

50 Monument Road, Suite 303, Bala Cynwyd, PA 19004 · EIN 51-0247983 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties removed

  • Broker - Willis Towers Watson Us LLC

Carriers added

  • + Transamerica Life Insurance Company

Carriers removed

  • American Heritage Life Insurance Company

Covered lives moved

  • 496 vs 431 in 2023

Reported premium moved

  • Life
  • Other

Comp % outside peer band

  • Life 44.5% · above peers p10–p90 2.4%–20.5% (median 11.2%, n=1032)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

03336671.0k20202021202220232024
This company496Peer median622