Unbiased Insights

Employer

S & T Bank

P. O. Box 190, Indiana, PA 15701 · EIN 25-0776600 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties added

  • + Broker - Professional Group Plans Inc

Named parties removed

  • Broker - Evergreen Insurance , LLC

Carriers added

  • + Metropolitan Life Insurance Company

Carriers removed

  • Unum Life Insurance Company Of America

Covered lives moved

  • 1599 vs 1239 in 2023

Comp % outside peer band

  • Vision 2.0% · below peers p10–p90 2.8%–10.8% (median 5.2%, n=140)

Peer band

364 Lancaster groups · 250+ lives

Stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

06671.3k2.0k20202021202220232024
This company1,599Peer median573.5