Unbiased Insights

Employer

Sap America, Inc.

3999 West Chester Pike, Newtown Square, PA 19073 · EIN 36-3556041 · Jan 1, 2025 to Dec 31, 2025

Plan year 2025

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Renewal and disruption

Flags

Named parties removed

  • Broker - Bltc Funding, LLC.

Carriers removed

  • long term care:Trustmark Insurance Company

Reported premium moved

  • Long Term Care

Comp % outside peer band

  • Business Travel Accident 15.0% · below peers p10–p90 15.0%–25.0% (median 20.0%, n=25)

Peer band

641 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

017k33k50k202020212022202320242025
This company33,887Peer median641