Unbiased Insights

Employer

Step By Step Inc

Cross Valley Commons, Wilkes-Barre, PA 18702 · EIN 23-2053563 · Jul 1, 2024 to Jun 30, 2025

Plan year 2024

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Renewal and disruption

Flags

Named parties removed

  • Broker - Roger G. Howell
  • Broker - Howell Benefit Services Inc
  • Broker - Emerson Rogers LLC

Coverage added in the last 2 years

  • + Accident, Critical Illness, Hospital (2024)
  • + Employee Assistance Program (2024)

Coverage removed in the last 2 years

  • AD&D (2024)
  • Medical (2024)
  • Other (2024)

Carriers added

  • + Sun Life Assurance Company Of Canada
  • + accident, critical illness, hospital:Sun Life Assurance Company Of Canada
  • + employee assistance program:Employee Assistance Group

Carriers removed

  • Highmark Inc.
  • United Concordia Insurance Company
  • Unum Life Insurance Company Of America

Reported premium moved

  • Life

Comp % outside peer band

  • Accident, Critical Illness, Hospital 13.6% · below peers p10–p90 15.0%–33.6% (median 22.1%, n=28)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

06671.3k2.0k20202021202220232024
This company1,207Peer median621.5