Unbiased Insights

Employer

The Vanguard Group, Inc.

100 Vanguard Boulevard, Malvern, PA 19355 · EIN 23-1945930 · Jan 1, 2024 to Dec 31, 2024

Plan year 2024

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Renewal and disruption

Flags

Named parties removed

  • Broker - Willis Towers Watson Northeast, Inc

Coverage added in the last 2 years

  • + Statutory Disability (2023)

Coverage removed in the last 2 years

  • Dental (2024)
  • Statutory Disability Ny (2024)
  • Long Term Care (2024)

Carriers removed

  • Cigna Health And Life Insurance Company
  • Life Insurance Company Of North America
  • statutory disability ny:New York Life Group Insurance Company Of New York
  • long term care:Metropolitan Life Insurance Company

Reported premium moved

  • Extended Accidental Death & Dismemberment

Comp % outside peer band

  • Life 2.3% · below peers p10–p90 2.4%–20.6% (median 11.2%, n=1032)
  • Other 1.2% · below peers p10–p90 1.6%–22.4% (median 10.0%, n=419)

Peer band

1492 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

017k33k50k20202021202220232024
This company21,122Peer median621.5