Unbiased Insights

Employer

Vitro Flat Glass LLC

400 Guys Run Road, Cheswick, PA 15024 · EIN 81-3489093 · Jan 1, 2022 to Dec 31, 2022

Plan year 2022

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Renewal and disruption

Flags

Named parties added

  • + Broker - Empyrean Insurance Services, Inc

Coverage added in the last 2 years

  • + Accidental Death & Dismemberment (2022)
  • + Accident , Critical Illness, Hospital Confinement (2022)

Coverage removed in the last 2 years

  • Accidental Death (2022)

Carriers added

  • + Life Insurance Company Of North America
  • + accidental death & dismemberment:Federal Insurance Company
  • + accident , critical illness, hospital confinement:Reliastar Life Insurance Company

Carriers removed

  • Federal Insurance Company
  • accidental death:Life Insurance Company Of North America

Reported premium moved

  • Life
  • AD&D
  • Other

Comp % outside peer band

  • Life 1.6% · below peers p10–p90 2.3%–19.6% (median 10.3%, n=1032)
  • AD&D 1.7% · below peers p10–p90 6.0%–23.7% (median 15.0%, n=81)
  • Other 1.8% · below peers p10–p90 2.1%–20.1% (median 10.0%, n=424)

Peer band

1502 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

01.7k3.3k5.0k20202021202220232024
This company3,495Peer median629