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Employer

Wind Creek Bethlehem

77 Wind Creek Boulevard, Bethlehem, PA 18015 · EIN 83-3709270 · Jan 1, 2022 to Dec 31, 2022

Plan year 2022

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Renewal and disruption

Flags

Named parties added

+ Broker - Patriot Growth DBA Worksite Benefit
+ Broker - Fs Advisors Inc
+ Broker - Patriot Growth DBA Worksite Be
+ None - Blue Cross And Blue Shield Of Alaba
+ None - Cvs Health
+ Pharmacy Benefit Consult - National Cooperativerx

Named parties removed

− Claims Processing - Umr, Inc.
− Claims Processing - Rxbenefits, Inc.

Coverage added in the last 2 years

+ Dental (2021)
+ Attain Age Critical Illness (2022)
+ Specific (2022)

Coverage removed in the last 2 years

− Stop-loss (2022)

Carriers added

+ Guardian
+ Provident Life And Accident Insurance Company
+ attain age critical illness:Unum Insurance Company
+ specific:Berkshire Hathaway Specialty Insurance

Carriers removed

− United Healthcare Insurance Company
− Liberty Benefits Administrators

Covered lives moved

1279 vs 1932 in 2021

Reported premium moved

Dental
AD&D
Accident Only Voluntary

Comp % outside peer band

Dental 14.5% · above peers p10–p90 2.0%–13.8% (median 6.2%, n=475)
Life 24.5% · above peers p10–p90 2.2%–19.6% (median 10.3%, n=1032)

Peer band

1502 Lancaster groups · 250+ lives

No stop-loss on filing. Median overlay uses the same lives band. Missing Schedule A is a gap, not $0.

Series

This company1,441Peer median649

Relationships

Who else these parties place

Cvs Health5 other local groups

None

Duane Morris LLP, Lincoln National Corporation, Lincoln National Life Insurance Company, Seiu Healthcare Pa Health And Welfare Fund, Trustees Of The Philadelphia Association Health Benefit Trust

Blue Cross And Blue Shield Of Alaba0 other local groups

None

National Cooperativerx0 other local groups

Pharmacy Benefit Consult